💳 Credit & Debt

How the three-digit number works, and how to stop paying strangers 24% interest

10 lessons

• 1What Credit Really Is
• 2Your Credit Score, Decoded
• 3Credit Cards: Magic Trick or Trap
• 4APR & The Minimum Payment Trap
• 5Good Debt vs Bad Debt
• 6Loans 101 — What Borrowing Really Costs
• 7Digging Out: Snowball vs Avalanche
• 8Lower Your Rate, Beat Debt Faster
• 9Student Loans 101
• 10Buy Now, Pay Later: The Friendly-Looking Trap

Quiz, XP and streaks in the app. No sign-up needed.