📝 357 questions · 16 topics · free
Free personal finance quizzes with answers
357 free personal finance quiz questions in 16 topics, from budgeting and credit scores to index funds, taxes and crypto, each with the answer and a short explanation. Tap to check yourself; no sign-up.
- 357 questions
- 16 topics
- Every answer explained
- Each links to its free lesson
🎓 Financial literacy test · 25 questionsThe whole map in 25 questions: budgeting, credit, debt, investing, taxes, insurance and more. Start here.🧮 Budgeting & saving · 25 questionsThe 50/30/20 rule, emergency and sinking funds, subscription leaks, net worth, where savings should live.💳 Credit score & debt · 25 questionsWhat moves a credit score, cards without interest, APR, good vs bad debt, snowball vs avalanche, BNPL.📈 Compound interest · 20 questionsThe Rule of 72, 25 vs 35, what a 1% fee costs, the latte factor, dividends that reinvest. Answers worked out.🌱 Investing basics · 25 questionsWhat a stock is, why prices move, diversification, dollar-cost averaging, crashes, risk tolerance, rebalancing.📊 Index funds & ETFs · 21 questionsWhat an ETF holds, the S&P 500, expense ratios, sector and dividend ETFs, leveraged funds, John Bogle.🏛️ Stock market · 25 questionsBid, ask and spread, market vs limit orders, exchanges, dividends, income statement, cash flow, P/E, moats.🏖️ US retirement accounts · 21 questionsThe 401(k) match, Roth vs traditional, IRAs, the HSA, target-date funds, what to fund first, early withdrawals.🧾 US income tax basics · 21 questionsMarginal brackets, W-2 vs 1099, deductions vs credits, refunds, write-offs, capital gains, tax-loss harvesting.🛡️ Insurance & protection · 22 questionsDeductibles and premiums, liability, renters cover, term vs whole life, disability, umbrella, wills and beneficiaries.🚨 Scams & fraud · 21 questionsUrgency and fake authority, phishing, gift-card demands, voice clones, romance and crypto scams, what to do after.🧠 Money psychology · 22 questionsLoss aversion, FOMO, the panic-sell reflex, lifestyle creep, anchoring, mental accounting, wants vs needs.🌐 Inflation & the economy · 21 questionsGDP, CPI and real returns, the Fed and QE, the jobs report, the inverted yield curve, recessions, the business cycle.₿ Crypto basics · 21 questionsBitcoin's 21 million cap, wallets and seed phrases, Ethereum, stablecoins, the four-year cycle, gas fees, NFTs, ETFs.🏠 Real estate · 21 questionsLeverage, house hacking, BRRRR, REITs, the 1% rule and cap rates, fixed vs adjustable mortgages, leases and deposits.🔥 FIRE & financial independence · 21 questionsWhat independence means, the savings rate, the 4% rule and 25x, Lean, Fat, Coast and Barista FIRE, the bridge years.
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257 short, free personal finance lessons teach the idea behind every question, the money glossary explains 209 terms in one sentence each, and the money calculators run the numbers for you.