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🔥 FIRE number calculator

How much you need so work becomes optional

Your FIRE number

$1,000,000

You'd get there in about 26 years

How it works

Your FIRE number is your yearly spending divided by the withdrawal rate. At 4% that's 25 times a year of spending. Then we grow what you have, plus what you add each month, until it gets there.

Estimates for learning, not financial advice. Real returns change from year to year.

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