☕ Daily habit cost calculator
What a small treat really costs over time
Spent over 30 years
$39,000
Invested instead, it could grow to
$132,164
How it works
The calculator adds up what you'd spend, then asks what the same money would become if you invested it every month instead.
Estimates for learning, not financial advice. Real returns change from year to year.
📚 Learn the idea
- 🌱The Subscriptions Quietly Eating Your Paycheck
- 🧠Lifestyle Creep & The Hedonic Treadmill
- 🧠Why Saving Feels Impossible
- 🔥The Latte Factor Myth: Attack the Big Three
- ✨The Subscription Leak
Quiz, XP and streaks in the app. No sign-up needed.